Cheap Auto Insurance -- Tested Ways

Contrary to what you might have thought, it is quite easy to attract a cheaper auto insurance rate. All you need to achieve this feat are little bits of information (Put into practice). Let's look at a few sure-fire ways to get better rates...

1. If you keep collision and/or comprehensive for an old vehicle which is not a classic, then you are spending way more than you should. This is because you're reimbursed based on what is referred to the Kelly Blue Book value of your vehicle at the time you make a claim. So, you'll paid nothing if that book says that your vehicle isn't worth a dime when you file a claim.

Therefore, stop frittering away your hard-earned cash. Once a vehicle becomes old, give up collision and comprehensive coverage types on it. You will save much if you do this.

2. Opting for higher deductibles is a standard way to get lower rates. The best approach is to go for the highest deductible that you can handle with a measure of ease.

I must remind you that you're bound by law to contribute this much whenever you file a claim.

3. Take advantage of every opportunity to NOT drive your car since this will reduce your mileage and, by extension, your rate. This surely is the way to go if you live in an urban area where you can take advantage of modern mass transit systems.

Another great option for folks who want to reduce their mileage is joining a car pool.

4. Make out some time to visit a minimum of five insurance quotes sites that return quotes on auto insurance policies. This will take you not more than 25 minutes.

While you visit each site, ensure you give the same details. Doing otherwise will return misleading quotes. After you've received your auto insurance quotes, compare them to see which serves your interest best both in price and value.

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