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Thursday, September 3, 2009

Auto Insurance -- Advice For Big Discounts


An affordable auto insurance rate can be achieved in a lot of ways. However, a number of them could put you at risk. However, in this article, I'll share a few time-tested ways of paying less while you maintain adequate coverage....

1. You can get a considerable discount if your child does not drive the car for a protracted period because he/she is is in college. If your child is is away at school then you should talk to your agent about your eligibility for this discount. While you're advised to make a move, you must bear in mind that this isn't one of several normal discounts that all insurance carriers give.

2. There are cars that cost far more to give adequate auto insurance coverage. Therefore, have this on your mind when you are ready to buy your next car. Two factors that will make you pay more for auto insurance are a car's crash rating and theft rate.

Another thing to take into consideration is the cost of maintaining a car because this is as well an issue that affects your premium. I don't know about you; but it is a smart thing to buy a comparable car that is less expensive to insure.

3. You can get better quotes on auto insurance now by visiting at least five insurance quotes sites. Each site will require about 5 minutes or less to obtain quotes. (Some people give details that is not really correct about themselves. That is NOT smart since the quotes you'll get this way won't do you any good).

You'll have to select what represents the best auto insurance quote for you from the list of quotes received. It's as simple as that. But you could realize savings hundreds of dollars.

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