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Monday, September 14, 2009

Very Cheap Auto Insurance: Ideas For Special Profiles


1. For people who are under 25 years, car insurance rates can be really outrageous. But for drivers who find themselves in this age range, getting good grades at school will help you get cheaper rates.

This discount is for students who get A's or not less than B's. This will shave off up to 5 percent from your rate if you make yourself eligible. This is so because insurance providers think there is a connection between good grades and a young person's behavior while driving. Students who maintain excellent grades are generally seen as more responsible and less likely to take to reckless driving.

2. If you're a above 55 years you can bring down your rate if you take courses designed for elderly drivers. Because going through this could give you a discount as high as 10%, it is definitely worth considering. Ask your insurance agent about your insurance carrier's position on this and how to go about it.

3. A good number of insurers offer a retiree discount. The simple logic for this discount is that retirees usually drive less. Driving less will lead to lower mileage which certainly makes you a better risk.

This savings option is definitely not one any retired person should ignore. Therefore it's a good thing to ask your agent. Even if they don't refer to it as retiree discount, registering a remarkable decrease in mileage is necessary. You should get a a cheaper rate if the drop in your mileage is considerable.

4. You will save much if you only have between 25-30 minutes. Visit, obtain and compare auto insurance quotes from selected insurance quotes sites. The lowest quote should be what you pick easily.

Nevertheless, you have to look beyond simply the cheapest quote to the best price/value. The lowest priced may not be the best price/value for you as a person.

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