Vehicle Insurance -- Three Time-Tested Ways To Pay Less

1. Drive carefully if you're really keen on attracting affordable car insurance rates. It's a good idea to NOT drive at all once you have taken alcohol(even if it's simply a sip.

Driving while drunk, howbeit slightly will make you attract exorbitant rates if you're fortunate or be compelled to stay without car insurance if luck isn't on your side. And don't forget little things like speeding tickets because they cost you much more than what you pay as fines. They eventually raise your rate. For your safety then and cheaper rates, never go against any traffic law despite how small you think it is.

2. An excellent credit rating will show in your favour with respect to your auto insurance rate. A poor credit history will cost you in higher auto insurance rates. This is because insurance companies regard individuals who default in payments as reckless and a risk to them. For some insurers it is a pattern they believe you might repeat with them in premium defaults. This perception of high risk makes such persons attract very high rates in car insurance and other policies.

3. Take out some time to visit a minimum of 5 insurance quotes sites that return quotes on auto insurance policies. Doing this should require around 25 minutes.

As you visit each quotes site, ensure you give the same information. Doing otherwise will return misleading quotes. After you've obtained your auto insurance quotes, compare them to determine which serves your interest best in price/value.

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