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Thursday, October 1, 2009

Auto Insurance: Ways To Big Discounts


There are many ways to cheaper but sufficient automobile insurance cover. However, a number of them could put you at risk. But in this article, I'll take you through several proven tips for paying less and at the same time have adequate coverage....

1. You deserve a sizeable discount if your child does not drive the vehicle for a protracted time frame because he/she is away at school. If this applies to your child in school then don't fail to let your agent know about it. I must stress, though, that a number of insurance providers don't give this.

2. Certain vehicles are very expensive to insure. It will help a lot if you discuss with your agent before choosing your next vehicle. A car of similar specification that has a bad crash rating and higher theft rate will cost a lot more to insure.

Another thing to take into consideration is a car's maintainance cost as it is as well an issue that affects your premium. Asking the right questions will help you avoid the "wrong" car and attract lower rates.

3. You will save much if you only have between 25-30 minutes. Visit, obtain and compare auto insurance quotes from several insurance quotes sites. The cheapest quote should be your choice easily.

Nevertheless, you have to go beyond just the lowest quote to the best price to value ratio. The cheapest may not be the best price/value for you as an individual.

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