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Sunday, October 4, 2009

Vehicle Insurance: 3 Smart Ways To Cheaper Rates


1. Do your utmost to always drive carefully. You'll be making a good resolution to always avoid being behind the wheels if you take alcohol.

If you're convicted for driving under the influence (DUI) you've said good-bye to anything but high rates for a very long time. Even those speeding tickets do add up to make you get higher rates on the long run. You'll be helping yourself if you obey all traffic laws always.

2. You will reduce your auto insurance cost if you have an outstanding credit rating. Those who have bad credit pay higher premiums for every form of insurance and that is also true for auto insurance. The plain reason for this is that there is a general consensus among most insurers that there's a link between bad credit histories and high risks. It's normal for insurance carriers to expect that a person who fails in credit card payments will likely miss payments of auto insurance premiums. This assumption of increased risk makes such persons attract higher rates in car insurance and other policies.

3. You can bring down your auto insurance costs by obtaining and evaluating quotes from at least five good insurance quotes sites.

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