Dirt Cheap Auto Insurance -- Sure-Fire Ways

Contrary to what you might have thought, it is a lot easy to position yourself for an affordable car insurance rate. You just need the right tips and the determination to implement what you'll learn to start enjoying a better rate. Let us now look at a number of time-tested ways to get this done...

1. If you maintain collision and/or comprehensive for an old car which isn't a classic, then you're spending much more than is necessary. A vehicle's Kelly Blue Book value at the time of making claims (and not the value of the car when you bought it) is what determines what you will be reimbursed by an insurance provider. So, you'll paid nothing if this book says that your car isn't worth a dime when you file a claim.

Therefore, stop wasting your money. The moment a vehicle gets old, cut out collision and comprehensive coverage types on it. This simple step will save you much and not compromise you at the same time.

2. Selecting high deductibles is a sure step to attract better rates. It is good advice to have a deductible that's as high as as you can make it but also within easy reach for you.

Just take note that this is what you would have to pay for by yourself if you file a claim.

3. Drive as little as as you can as it will bring down your mileage and qualify you for a low mileage discount. This is particularly recommended for those of us who live in cities with standard mass transit networks.

Joining a carpool is equally another great way of cutting down your mileage.

4. Take out some time to visit not less than five insurance quotes sites that offer quotes on auto insurance policies. This will require around 25 minutes.

While you visit each site, ensure you give the same information. Doing otherwise will return misleading quotes. After you've received your auto insurance quotes, compare them to determine which serves your interest best both in price and value.

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